Why Choose Us
VisionQuest Financial Planning LLC was founded on the idea that you want an alternative to product sales people and full-time retainer advisors – and you want professional expertise when you need it at a reasonable cost. With that in mind, we offer advice as needed to self-directed people backed by the followng characteristics.
Competent and Professional
There are over 300,000 people who claim to be financial advisors but only a small fraction of them meet the rigorous standards imposed by the CFP Board of Standards and the National Association of Personal Financial Advisors (NAPFA). VisionQuest founder, Warren McIntyre, is a CERTIFED FINANCIAL PLANNER™ Practitioner and a NAPFA-Registered Financial Advisor. As a member in good standing with both organizations, he is a fiduciary advisor and must abide by a stringent Code of Ethics and Professional Responsibility and is required to complete extensive continuing education.
Warren McIntyre, CFP® has worked in the financial area for over forty years and has specialized in helping individuals and families for more than 25 years. During that time he has helped hundreds of clients. Warren wants to be your personal financial advisor and utilize his knowledge and experience to help you achieve your unique vision.
As a Registered Investment Advisor with the State of Michigan, VisionQuest adheres to a fiduciary standard, which means we act solely in the best interest of our clients. Unfortunately, only a small proportion of advisors are federally or state-registered Investment Advisors. Most are brokers or insurance agents and are held to a lower standard of diligence.
Setting us apart from most financial advisors is that only the client pays us. We do not receive commissions or compensation of any kind from mutual fund companies, brokers, insurance companies, or any other source. This strict fee-only business model allows us to be completely objective in our evaluations and recommendations.
Fair and Affordable
With an overwhelming amount of information and financial options available today, you might want advice at certain times in your life but not need continuous investment management or want to relinquish control of your assets to a retainer-based money manager. Our philosophy is that you should pay only for the time we work for you, just like the as-needed professional services provided by your doctor, dentist, attorney or CPA. Our compensation is based on flat-rate project fees and not tied to the amount of assets under management, income or net worth. This relieves us of conflicts of interest and offers a more equitable way to pay fees. Why should you pay greater fees than another person when the amount of work is the same just because your account balance or net worth is higher?
Even other fee-only planners might not be a good solution because many require you to turn over your assets for management, or they have account minimums or ongoing retainer requirements to become a client. We are proud to work with people from all walks of life without regard to their income or assets.